📄 PRIVACY POLICY — NEW.FORMONEY

Last updated: April 28, 2026

Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your personal data when you access the website NEW.FORMONEY (“Website”), available at https://new.universoapps.com, as well as your rights and choices.

By using this Website, you agree to this Privacy Policy. If you do not agree, please do not use the Website.

1. WHO WE ARE (DATA CONTROLLER)

Website: NEW.FORMONEY
Controller: FORMONEY
Contact email: [email protected]
Region: Brasil

2. INFORMATION WE COLLECT

2.1 Information you provide

We may collect information when you:

• contact us via email or forms;
• comment on posts (if enabled);
• subscribe to newsletters or updates.

Examples include your name, email address, message content, and any other information you voluntarily provide.

2.2 Automatically collected information

When you visit the Website, certain information may be collected automatically, including:

• IP address (or part of it);
• browser type, language, and device;
• pages visited and time spent;
• interaction data (clicks, scrolling, etc.);
• cookies and similar identifiers.

This data is used to improve user experience, ensure security, generate analytics, and support advertising.

3. HOW WE USE YOUR INFORMATION

We use your information to:

• operate and maintain the Website;
• respond to inquiries and requests;
• improve content, layout, and performance;
• analyze user behavior and traffic;
• display advertisements and measure their effectiveness;
• comply with legal obligations and prevent fraud.

4. COOKIES AND SIMILAR TECHNOLOGIES

4.1 What are cookies?

Cookies are small files stored on your browser to remember preferences, understand usage, and support analytics and advertising.

4.2 Types of cookies we use

• Essential cookies: required for the Website to function properly.
• Performance/analytics cookies: help us understand how the Website is used.
• Functional cookies: store user preferences.
• Advertising cookies: used to display relevant ads and measure campaigns.

4.3 Managing cookies

You can manage cookies through your browser settings or through consent tools provided on the Website.

5. ADVERTISING (GOOGLE ADSENSE) AND THIRD PARTIES

This Website uses Google AdSense, a service provided by Google, which may use cookies and identifiers to display ads and measure results.

Third parties, including Google, may collect information about your visits to this and other websites for advertising purposes.

Learn more:
https://policies.google.com/technologies/partner-sites

5.1 Advertising cookies

Google and its partners may use cookies to:

• display ads based on previous visits;
• measure ad performance;
• limit ad frequency;
• generate aggregated reports.

5.2 Transparency

We inform users that:

• third parties may place and read cookies on your browser;
• third parties may use tracking technologies to collect information from ads.

6. AFFILIATE LINKS AND MONETIZATION

This Website may participate in affiliate programs, meaning:

• we may earn commissions from purchases made through links;
• this does not generate additional cost for users.

7. CONSENT AND INTERNATIONAL USERS

If you are located in regions that require consent for data usage (such as the European Economic Area, United Kingdom, or Switzerland), you may be presented with consent tools to manage your preferences.

8. DATA SHARING

We may share information:

• with hosting and infrastructure providers;
• with analytics and advertising tools;
• when required by law or legal process;
• to protect rights, safety, and prevent fraud.

9. DATA SECURITY

We implement technical and organizational measures to protect your data. However, no system is completely secure.

10. DATA RETENTION

We retain data:

• as long as necessary for the purposes described;
• as required by law;
• until deletion is requested, when applicable.

11. YOUR RIGHTS

Depending on your jurisdiction, you may have the right to:

• access your data;
• correct inaccurate information;
• request deletion or restriction;
• withdraw consent.

To exercise your rights, contact us at:
[email protected]

12. EXTERNAL LINKS

The Website may contain links to third-party websites. We are not responsible for their content or policies.

13. CHILDREN’S PRIVACY

This Website is not intended for children under 13. We do not knowingly collect data from children.

14. CHANGES TO THIS POLICY

We may update this Privacy Policy at any time. Please review it periodically.

15. CONTACT

If you have questions about this Privacy Policy, contact us:

Email: [email protected]
Contact page: https://new.universoapps.com/contact